ICICI Bank Coral Credit Card Review

By | 25/07/2017

Earlier I have reviewed ICICI Bank Platinum Credit Card, this time I am going to review another card from ICICI Bank. I prefer ICICI Coral Credit over the Platinum credit card because of many features. You can also access airport lounge with ICICI Bank Coral Credit Card but with the Platinum card, the features are not available.


Joining Fee: Rs. 1000

Annual Fee: Rs. 500 (waived by spending Rs 1.5 Lakhs in a year)

  • You will also receive a tie worth Rs. 999 from Provogue within 30 days of the joining date

Note: ICICI Bank Coral Credit Card can also be issued against Fixed Deposits

ICICI Bank Coral Credit Card

Rewards and Benefits:

1.) Payback Points

  • Earn 4 Payback points on every Rs. 100 spent on dining, groceries and at supermarkets
  • Earn 2 Payback points on every Rs. 100 spent on other transactions (except fuel)
  • Each Payback point values Rs 0.25
  • To redeem Payback points, visit www.payback.in

2.) Airport Lounge Access

  • You get 1 complimentary airport lounge access/qtr

3.) BookMyShow Offer

  • You get 2 complimentary movies every month under the Buy One Get One offer

4.) Annual Fee Waiver

  • Spend Rs 1.5 Lakhs in a year to get the coral credit for free

5.) Fuel Surcharge Waiver

  • Get 1% Fuel Surcharge Waiver
  • Minimum amount should be Rs. 400
  • Maximum amount should not exceed Rs. 4,000
  • It is only valid at HPCL Pumps
  • Card must be swiped on ICICI PoS machines

6.) Dining & Restaurant Offers

  • Pay your bill with your ICICI Platinum Credit Card and Get 15% Off  through Culinary Treats Program

Features & Benefits of ICICI Bank Coral Credit Card:

  • CardBaba.in Rating: 3/5 
  • Complimentary Lounge Access: Yes (1 visits per quarter)
  • Fuel Surcharge Waiver: Get 1% waiver
  • Dining Offers: Get 15% off through Culinary Treats Program
  • Joining Fee: Rs. 1000
  • Foreign Exchange Markup: 3.5%
  • Annual/Renewal Fee: Rs. 500 (waived by spending Rs 1.5 lakhs in a year)
  • BookMyShow Offer: You Buy 1 Get 1

The features of this credit card are not too great but good and it’s better than ICICI Platinum Credit Card. This credit card can be good for beginners as you will get complimentary airport lounge access as well as BookMyShow offer. You can also avail this credit card against your Fixed Deposits with the Bank.

I have also reviewed credit card from RBL Bank and Yes Bank whose features are better than ICICI Coral and Platinum Credit Card. Read the full review of Yes Bank Rewards Plus Credit Card and RBL Titanium Delight Credit Card.


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