HDFC Bank Diners Club Rewardz Credit Card Review

By | 03/08/2017

The Diners Club is exclusively available with HDFC Bank only and you will feel really special after holding this. There are many benefits of this card including highest reward points on every purchase. This is not limited to higher reward points but unlimited airport lounge access too. The unlimited access to the airport lounges has been discontinued on Diners Club Rewardz Credit Card. I will share the best possible features of HDFC Bank Diners Club Rewardz credit card.

HDFC DIners Club Rewardz Credit Card

Eligibility Criteria:

Salaried: 

  • Age: Min 21 Yrs & Max 60 Yrs
  • Income: Net Monthly Income > Rs. 30,000 per month

Self-Employed: 

  • Age: Min 21 Yrs & Max 60 Yrs
  • Income: Net Monthly Income > Rs 3.6 Lakhs per annum

Fees & Charges:

  • Joining Fee: Rs. 1000
  • Annual/Renewal: Rs. 1000 (waived by spending Rs. 1 Lakh in a year)

If we talk about the eligibility criteria based on the income which is pretty good and low. All you need is to have an income of around Rs. 30,000 or more per month to be eligible for the card. From fees point of view, the joining fee is only Rs. 1000 and the renewal fee is also the same but to get the renewal fee reversed, you will have to spend Rs. 1 Lakhs in a year or month-wise would be Rs. 8,333 to be eligible for the free card.

Dining & Concierge Benefits:

The Diners Club International main purpose serves to Dining & Lifestyle as the name says itself. The Diners Club credit card gives you 24/7 assistance on the following:

  • Flights Booking
  • Hotel Bookings
  • Movie Tickets
  • Mobile Recharge/DTH

You can access this services 24/7 if you hold any Diners CLub International Credit Card and also feels special.

Reward Points Benefit:

  • Welcome benefit of 1000 Reward Points
  • Renewal benefit of 1000 Reward Points
  • Earn 3 Reward Points for every Rs. 150 of Retail spends
  • 6 Reward Points for every Rs. 150 of Grocery, Supermarket purchases, Dining and Airline Ticketing spends

1 Reward Point = Rs. 0.30 | 1 Reward Point = 0.30 AirMile

Features & Benefits of HDFC Diners Club Rewardz Card:

  • CardBaba.in Rating: 4/5 
  • Welcome Gift: 1000 reward points
  • Renewal Gift: 1000 reward points
  • Complimentary Lounge Access: Discontinued (Earlier it was Unlimited Access)
  • Reward Rate: Upto 6 points per Rs. 150 spent
  • Joining Fee: Rs. 1000
  • Annual/Renewal Fee: Rs. 1000 (waived by spending Rs. 1 Lakh)
  • Foreign Exchange Markup: 3.5%

The features and benefits of Diners Club Rewardz credit card are pretty good. Most of the online portals now accept Diners Club Card including Uber, Ola, Flipkart, etc.

This is the only credit card which gives unlimited access to the airport lounges and also some dining and travel offers which help you feel really special.

Note: Unlimited Lounge access facility has been discontinued.


 

4 thoughts on “HDFC Bank Diners Club Rewardz Credit Card Review

  1. tmaster

    Lounge access will be withdrawn on this card w.e.f 15th Aug, and I believe value of points will also be reduced (not 100% sure)

    Please recheck

    Reply
    1. Aman Gupta Post author

      Yes, the complimentary lounge access on Diners Club Rewardz will be withdrawn w.e.f 15th by this month. The reward points for bookings at their site will also be reduced.
      They are going to set limits on complimentary lounge access even for the Diners Black holders just like Visa and MasterCard do.

      Reply
      1. tmaster

        So its a bit deceptive to publish a review stating it has unlimited lounge access when we know anyone applying on the basis of the review will not be able to avail it, isnt it?

        Reply
        1. Aman Gupta Post author

          Hi,
          As I told earlier, currently it has unlimited lounge access but it will be changed w.e.f 15th Aug 2017. After 15th, the post will be re-checked again for the latest update.

          Reply

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